Company History

Why Hawaii Dream Realty LLC Will Help Make Your Real Estate Experience a Success

Hawaii Dream Realty LLC was established as an independent real estate brokerage with its first office located on the windward side of Oahu in Kaneohe in 2007.  The company relocated to Waikiki in 2012 where we expanded our business lines to meet our customer’s demands. The company is a forward thinking real estate company specializing in residential marketing, sales, exchange, and management of investment properties. We are career-oriented and emphasize education to empower and enrich ourselves as well as our Clients.

To our Agents…we pledge to provide the support and resources necessary to ensure their success and establish ourselves as contributing members of our community.

To our Clients… we pledge to be HONEST and FAIR in all business dealings, to CARE about the Client’s circumstances and present their best interests in mind, to be OBEDIENT of the Client’s desires within the legal limits of the law and the ethical limits of the National Association of Realtors Code of Ethics while acting in good faith at all times, to be LOYAL by placing the Client’s interest above those of all others, to include self-interests, and by respecting Client Confidentiality, and to provide full DISCLOSURE of any known fact that could influence the value of a property.

Theresa Harden was a tremendous help for us last summer in finding our quarters in Kailua. In fact, if not for her being aggressive and battling for our house, we probably would not have been successful. We were very, very happy with Theresa. J.K. Lowrey, 04/2010

Theresa is on the cutting edge of the real estate industry! She has all the latest and best training available to her. This enables her to bring the best information to her clients! P. Langley, 12/2010

I really can’t stress enough how much we respect and admire Pei’s professionalism and dedication. We recommend her to all our friends, and we are sure that they are in good hands with Pei Chen and the Hawaii Dream Realty LLC team. J Fisher, 03/2011

Mrs. Harden is amazing! Her knowledge, keen eye for detail and energetic personality make her the Realtor of Realtors. Seeing her in action is a learning experience in not just Real Estate but Life.F. Lopez, 08/2011

Theresa Harden has been working hard for me over the past few years, most recently with the sales of two of my properties. Theresa has shown the up most care and professionalism with the sale of my two properties. Theresa is a hard worker with a high ethical standard. She is honest and fair. A. Altman, 09/2014

Hawaii Dream Realty LLC was established on the principal of providing the highest quality real estate services to its Clients. Our empathetic attitude is what makes us stand out from the rest. We are more than a real estate company; we are mentors and contributing members within our community pledging to make a positive difference in many lives. Browse our web site, search for properties for sale, request a market analysis on your home, visit us at our Honolulu office, in the heart of Waikiki, or contact us by phone or email. We will provide you the information you request. You will find our advice helpful and friendly and without any cost or obligation. We look forward to meeting you soon.

 

What My Family Should Know

A Guide For Getting Your Affairs In Order

Being a home owner comes with added responsibility, particularly, as your home becomes a financial asset. After all, if you don’t already own your home, you will eventually pay off that mortgage.

But sometimes life deals us with traumatic blows and our future plans do not necessarily work out as we may have envisioned. The fact remains that we will not live forever. Some of our deaths will be anticipated while others may be completely unexpected. We can do much to alleviate at least some of the suffering our survivors will go through when our day comes.

Make it easier for loved ones to put their hands on important information in the event of your death or sudden incapacity. Although many of us are efficient in our daily lives and keep meticulous records in our professions, most of us leave inadequate and incomplete records of our economic and personal affairs when we die.

How your estate will be settled are many questions that must be answered. Take some time from your busy schedule to gather the personal details suggested in this guide titled “What My Family Should Know“. The guide will help you record the necessary facts for your family, your attorney and your executor. Then place the completed guide in a safe and secure place that is accessible to those closest to you. I wish you a fulfilling life with much happiness and love and hope you find this guide helpful to you and your loved ones. As always, if you ever need any assistance with your Oahu real estate, I am just an email or phone call away, and I am always willing to listen, and when appropriate, offer advice and help.

Home Buying Could Soon Beat Renting

“Home buying Could Soon Beat Renting” was the title of an article by John W. Schoen, Senior Producer of The Bottom Line on msnbc.com. The Bottom Line is known for breaking news and analysis of real estate and consumer issues.

John writes that “falling home prices have sent many would-be buyers to the sidelines. If all goes well, record low interest rates and rising rents may soon prompt some of them to take a second look at buying.” Historic, US Census Bureau, data on median monthly mortgage payments and median monthly rent payments depicts how affordable home ownership has become.

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Photo by Serpstat on Pexels.com

Unfortunately, that’s a big “if,” according to Paul Diggle, Housing Eeconomist at Capital Economics. Much of the decision to buy a house still depends on your personal finances and preferences, your career or family life, or level of financial security. But if you’re comparing just the cost of owning and renting, buying a house may soon be the better choice, according to Diggle.

Until recently, home ownership was no bargain compared to renting, according to the analysis. A 33 percent drop fall in median home prices, a plunge in mortgage rates and 15 percent rise in rents since the housing crash has evened the scales. Today, the median monthly mortgage payment of about $700 has fallen to about the level of a median monthly rent check. If mortgage rates keep falling and rents keep rising, the equation will tip even further toward owning.

But that analysis doesn’t include the total cost of owning versus renting. A full accounting includes closing costs, maintenance, insurance and property taxes, tax savings from mortgage deductions, gains or losses from home equity, among other factors. Renters have to think about broker fees and future rent hikes. Both have to make assumptions about future trends in housing prices and rents.